top of page

Best Annuity Rates of 2025

Boost your wallet with a guaranteed 5.70% APY and no market risk. Discover the safe and secure way to guarantee growth. 

Our Top Pick

What to know about Guaranteed Annuities

A fixed or guaranteed annuity is a compelling investment choice for those seeking stability and reliable income. With high percentage yields (APYs), these financial products allow you to grow your savings over time, providing a steady return that can help fund your retirement or other long-term goals. This consistent income stream is especially appealing in today's unpredictable financial landscape, where many are looking for safe and dependable investment options.


One of the significant advantages of fixed annuities is that they typically come with no fees, meaning you can maximize your investment without worrying about hidden costs. This transparency makes it easier to plan for your financial future, as you know exactly what to expect.


Additionally, fixed annuities are considered a safe investment, often backed by insurance companies, which means your principal amount is protected. This combination of high and safety makes fixed annuities an excellent choice for conservative investors looking to secure their financial future.

Compare other Annuities

American National Fixed Annuity

american-national-logo-1024x284.jpg

ANNUAL PERCENTAGE YIELD

3.50%

as of 7/2025

TERMS

3 - 10 Years

MINIMUM DEPOSIT

$10,000

Mass Mutual Fixed Annuity

MassMutual_Logo.jpg

ANNUAL PERCENTAGE YIELD

3.25%

as of 7/2025

TERMS

3 - 10 Years

MINIMUM DEPOSIT

$1,000

Pacific Life Fixed Annuity

webpc-passthru.webp

ANNUAL PERCENTAGE YIELD

1.25%

as of 7/2025

TERMS

3 - 10 Years

MINIMUM DEPOSIT

$10,000

Blueprint Income Fixed Annuity

Blueprint-Income.jpg

ANNUAL PERCENTAGE YIELD

1.25% - 5.50%

as of 7/2025

TERMS

3 - 10 Years

MINIMUM DEPOSIT

$10,000

Why People Trust MyBankFinder

Over 350,000 have chosen a bank with MyBankFinder

Over 4 million people reached helping visitors all over find their bank

Trusted by the largest financial institutions in the country

Powerful tools helping users make informed financial decisions 

Frequently Asked Questions

 

1. What is a fixed annuity?


A fixed annuity is a financial product that provides guaranteed interest on your savings over a set period. It offers steady, predictable income and is not tied to stock market performance.

​​

2. How is the 5.70% APY calculated?


The 5.70% Annual Percentage Yield (APY) is based on the fixed interest rate offered by select annuity providers over a specific term. This rate is guaranteed for the duration of that term and may vary by provider and contract length.

​

3. Is my money safe in a fixed annuity?


Yes. Fixed annuities are backed by the financial strength of the issuing insurance company and are not subject to market fluctuations. Your principal and interest are both protected.

​

4. Are there any fees or charges?


With the annuity options we highlight, there are no hidden fees. Be sure to review the specific terms of each annuity product for details, but transparency and security are key features.

​

5. Can I withdraw money if I need it?


Yes, though annuities often come with a surrender period during which early withdrawals may incur a fee. Many contracts allow for penalty-free withdrawals up to a certain percentage each year.

​

6. Who is an annuity right for?


Annuities are ideal for individuals looking for a low-risk, long-term savings solution that provides guaranteed income during retirement.

​

7. How do I get started?


Click the "View Details" button below to review and open your annuity!

YOUR TRUSTED RESOURCE FOR FINANCIAL INFORMATION

usa_today-logo_brandlogos.net_9jygb.png
Yahoo-Finance-logo.png
business-insider-logo-png_seeklogo-477466.png
msn-money.webp

AS SEEN IN

Advertising Disclosure: Many of the offers appearing on this site are from advertisers in which this website receives compensation for being listed here. This compensation may impact how and where the products appear on this site (for example, the order in which they appear). These offers do not represent all account options available. *APY (Annual Percentage Yield). Rates/Annual Percentage Yield terms above are current as of the indicated date. These quotes are from banks/credit unions/thrifts some of which paid for a link to their website. Banks, credit unions, and thrifts are member FDIC or NCUA. Contact the financial institutions for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.

​

MLGC MEDIA, LLC

MyBankFinder Logo
bottom of page