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Updated October 11, 2026

Compare top CD accounts today

Today's top CD rates from the largest and most-trusted U.S. banks. Sorted by APY. All accounts are FDIC-insured up to $250,000 per depositor.

CD24 Months
Axos Bank logo

Axos Bank

24-month term

APY as of 10/11/2026

14.00%

Min. deposit

$1,000

Term

24mo
Start saving

Note: 24-month term

CD6 Months
HAB Bank logo

HAB Bank

CD

APY as of 10/11/2026

4.50%

Min. deposit

$1,500

Term

6mo
Start saving

Note: CD

CD12 Months
North American Savings Bank FSB logo

North American Savings Bank FSB

12-Month Jumbo CD Special

APY as of 10/11/2026

4.50%

Min. deposit

$100,000

Term

12mo
Start saving

Note: 12-Month Jumbo CD Special

CD6 Months
ValorFI Heroes logo

ValorFI Heroes

CD

APY as of 10/11/2026

4.50%

Min. deposit

$500

Term

6mo
Start saving

Note: CD

CD12 Months
HAB Bank logo

HAB Bank

CD

APY as of 10/11/2026

4.50%

Min. deposit

$1,500

Term

12mo
Start saving

Note: CD

CD18 Months
Marcus by Goldman Sachs logo

Marcus by Goldman Sachs

High-Yield CD — early withdrawal penalty applies

APY as of 10/11/2026

4.40%

Min. deposit

$500

Term

18mo
Start saving

Note: High-Yield CD — early withdrawal penalty applies

CD12 Months
Marcus by Goldman Sachs logo

Marcus by Goldman Sachs

High-Yield CD — early withdrawal penalty applies

APY as of 10/11/2026

4.40%

Min. deposit

$500

Term

12mo
Start saving

Note: High-Yield CD — early withdrawal penalty applies

CD48 Months
Marcus by Goldman Sachs logo

Marcus by Goldman Sachs

4-year High-Yield CD — early withdrawal penalty applies

APY as of 10/11/2026

4.40%

Min. deposit

$500

Term

48mo
Start saving

Note: 4-year High-Yield CD — early withdrawal penalty applies

CD60 Months
Marcus by Goldman Sachs logo

Marcus by Goldman Sachs

5-year High-Yield CD — early withdrawal penalty applies

APY as of 10/11/2026

4.40%

Min. deposit

$500

Term

60mo
Start saving

Note: 5-year High-Yield CD — early withdrawal penalty applies

CD24 Months
Marcus by Goldman Sachs logo

Marcus by Goldman Sachs

2-year High-Yield CD — early withdrawal penalty applies

APY as of 10/11/2026

4.40%

Min. deposit

$500

Term

24mo
Start saving

Note: 2-year High-Yield CD — early withdrawal penalty applies

CD36 Months
Marcus by Goldman Sachs logo

Marcus by Goldman Sachs

3-year High-Yield CD — early withdrawal penalty applies

APY as of 10/11/2026

4.40%

Min. deposit

$500

Term

36mo
Start saving

Note: 3-year High-Yield CD — early withdrawal penalty applies

CD12 Months
Quorum Federal Credit Union logo

Quorum Federal Credit Union

CD

APY as of 10/11/2026

4.35%

Min. deposit

$100

Term

12mo
Start saving

Note: CD

CD12 Months
E*TRADE logo

E*TRADE

CD

APY as of 10/11/2026

4.35%

Min. deposit

$500

Term

12mo
Start saving

Note: CD

CD9 Months
Marcus by Goldman Sachs logo

Marcus by Goldman Sachs

High-Yield CD — early withdrawal penalty applies

APY as of 10/11/2026

4.30%

Min. deposit

$500

Term

9mo
Start saving

Note: High-Yield CD — early withdrawal penalty applies

CD6 Months
Quorum Federal Credit Union logo

Quorum Federal Credit Union

CD

APY as of 10/11/2026

4.30%

Min. deposit

$100

Term

6mo
Start saving

Note: CD

CD18 Months
Ally Bank logo

Ally Bank

Raise Your Rate CD

APY as of 10/11/2026

4.25%

Min. deposit

$0

Term

18mo
Start saving

Note: Raise Your Rate CD

CD12 Months
ValorFI Heroes logo

ValorFI Heroes

CD

APY as of 10/11/2026

4.25%

Min. deposit

$500

Term

12mo
Start saving

Note: CD

CD6 Months
Ivy Bank logo

Ivy Bank

CD

APY as of 10/11/2026

4.25%

Min. deposit

$1,000

Term

6mo
Start saving

Note: CD

CD12 Months
Finworth logo

Finworth

CD

APY as of 10/11/2026

4.25%

Min. deposit

$50,000

Term

12mo
Start saving

Note: CD

CD12 Months
Barclays logo

Barclays

CD

APY as of 10/11/2026

4.25%

Min. deposit

$0

Term

12mo
Start saving

Note: CD

CD6 Months
Happen Bank logo

Happen Bank

CD

APY as of 10/11/2026

4.20%

Min. deposit

$500

Term

6mo
Start saving

Note: CD

CD6 Months
E*TRADE logo

E*TRADE

CD

APY as of 10/11/2026

4.20%

Min. deposit

$500

Term

6mo
Start saving

Note: CD

CD12 Months
Alliant Credit Union logo

Alliant Credit Union

CD

APY as of 10/11/2026

4.15%

Min. deposit

$75,000

Term

12mo
Start saving

Note: CD

CD12 Months
Municipal Credit Union logo

Municipal Credit Union

12 Mo Special- New Money Required

APY as of 10/11/2026

4.07%

Min. deposit

$5,000

Term

12mo
Start saving

Note: 12 Mo Special- New Money Required

CD12 Months
Ally Bank logo

Ally Bank

High Yield CD

APY as of 10/11/2026

4.00%

Min. deposit

$0

Term

12mo
Start saving

Note: High Yield CD

CD12 Months
Capital One logo

Capital One

360 CD, no minimum

APY as of 10/11/2026

4.00%

Min. deposit

$0

Term

12mo
Start saving

Note: 360 CD, no minimum

CD14 Months
Marcus by Goldman Sachs logo

Marcus by Goldman Sachs

High-Yield CD — early withdrawal penalty applies

APY as of 10/11/2026

4.00%

Min. deposit

$500

Term

14mo
Start saving

Note: High-Yield CD — early withdrawal penalty applies

CD6 Months
Barclays logo

Barclays

CD

APY as of 10/11/2026

4.00%

Min. deposit

$0

Term

6mo
Start saving

Note: CD

CD12 Months
Flagler Credit Union logo

Flagler Credit Union

CD

APY as of 10/11/2026

4.00%

Min. deposit

$100,000

Term

12mo
Start saving

Note: CD

CD12 Months
Community Savings logo

Community Savings

CD

APY as of 10/11/2026

4.00%

Min. deposit

$1,000

Term

12mo
Start saving

Note: CD

CD6 Months
Marcus by Goldman Sachs logo

Marcus by Goldman Sachs

High-Yield CD — early withdrawal penalty applies

APY as of 10/11/2026

3.95%

Min. deposit

$500

Term

6mo
Start saving

Note: High-Yield CD — early withdrawal penalty applies

CD6 Months
State Bank of India (California) logo

State Bank of India (California)

CD

APY as of 10/11/2026

3.85%

Min. deposit

$1,000

Term

6mo
Start saving

Note: CD

CD6 Months
Integro Bank logo

Integro Bank

CD

APY as of 10/11/2026

3.75%

Min. deposit

$100,000

Term

6mo
Start saving

Note: CD

CD6 Months
Community Savings logo

Community Savings

CD

APY as of 10/11/2026

3.75%

Min. deposit

$1,000

Term

6mo
Start saving

Note: CD

CD12 Months
Seattle Bank logo

Seattle Bank

CD

APY as of 10/11/2026

3.75%

Min. deposit

$1,000

Term

12mo
Start saving

Note: CD

CD6 Months
American Bank of Freedom logo

American Bank of Freedom

CD

APY as of 10/11/2026

3.65%

Min. deposit

$1,000

Term

6mo
Start saving

Note: CD

CD12 Months
American Bank of Freedom logo

American Bank of Freedom

12 Mo Special

APY as of 10/11/2026

3.65%

Min. deposit

$1,000

Term

12mo
Start saving

Note: 12 Mo Special

CD6 Months
Alliant Credit Union logo

Alliant Credit Union

CD

APY as of 10/11/2026

3.60%

Min. deposit

$1,000

Term

6mo
Start saving

Note: CD

CD6 Months
Flagler Credit Union logo

Flagler Credit Union

CD

APY as of 10/11/2026

3.55%

Min. deposit

$100,000

Term

6mo
Start saving

Note: CD

CD6 Months
Seattle Bank logo

Seattle Bank

CD

APY as of 10/11/2026

3.50%

Min. deposit

$1,000

Term

6mo
Start saving

Note: CD

CD6 Months
Dort Financial Credit Union logo

Dort Financial Credit Union

CD

APY as of 10/11/2026

3.50%

Min. deposit

$100,000

Term

6mo
Start saving

Note: CD

CD12 Months
Dort Financial Credit Union logo

Dort Financial Credit Union

CD

APY as of 10/11/2026

3.50%

Min. deposit

$1,000

Term

12mo
Start saving

Note: CD

CD12 Months
Integro Bank logo

Integro Bank

12 Mo Premier Checking Account Required

APY as of 10/11/2026

3.50%

Min. deposit

$100,000

Term

12mo
Start saving

Note: 12 Mo Premier Checking Account Required

CD6 Months
Municipal Credit Union logo

Municipal Credit Union

CD

APY as of 10/11/2026

3.30%

Min. deposit

$500

Term

6mo
Start saving

Note: CD

APYs shown are representative and may differ from the bank's current published rate. Always confirm with the institution before opening an account.